About Vayak
Pan-India Coverage
Serving 12+ States Across India
Vayak stands as one of India's most trusted and pioneering software development companies, established in 1995, with a specialized focus on delivering comprehensive, mission-critical solutions for Credit Co-operative Societies and Employee Co-operative Societies. With over three decades of unparalleled experience in the co-operative financial sector, we have successfully digitally transformed and computerized more than 1,500 societies across the nation, establishing ourselves as the industry benchmark for excellence and innovation.
Market Leadership & Geographic Reach
Our flagship enterprise software "VAYAK" has emerged as the preferred choice and market leader for Co-operative Societies across multiple states including Gujarat, Rajasthan, Maharashtra, Andhra Pradesh, Karnataka, Uttar Pradesh, Uttarakhand, Odisha, Chhattisgarh, Madhya Pradesh, Bihar, and Delhi. We take immense pride in serving 1,500+ Credit and Employee Co-operative Societies with successful implementations, seamless migrations, and dedicated ongoing technical support.
Diverse Sector Expertise
Vayak has cultivated extensive domain expertise in computerizing Employee Co-operative Societies across a remarkably diverse spectrum of sectors. Our client portfolio spans Government Departments, Telecommunications (BSNL), Public Sector Banks, State Transport Corporations, State Electricity Boards, Manufacturing Industries, Police & Defense Departments, Postal Services, Educational Institutions (covering Primary, Secondary, College, and University Staff Societies), Insurance Companies and numerous other public and private sector organizations. This cross-industry experience enables us to deliver tailored solutions that address unique regulatory, operational, and compliance requirements specific to each sector.
Enterprise Solutions for Co-operative Financial Institutions
Vayak Pvt. Ltd. is a premier financial technology provider specializing in comprehensive, end-to-end ERP solutions tailored for Co-operative Credit Societies. We bridge the gap between traditional credit management and modern digital banking by providing a robust ecosystem designed to streamline complex financial operations and ensure regulatory compliance.
Core Competencies & Solution Architecture
Our integrated platform offers a modular approach to institutional management, covering every facet of the credit society lifecycle:
Capital & Equity Management
Comprehensive modules for Member Share Management, tracking dividends, share transfers, and equity distribution with precision.
Deposit Portfolio Optimization
Automated management of diversified deposit products, including Savings Accounts, Monthly Recurring Deposits, and Daily Pigmy (Recurring) Collections.
Credit & Lending Infrastructure
Advanced Loan Management Systems (LMS) that handle the entire credit lifecycle—from application and risk assessment to disbursement, interest accrual, and recovery tracking.
Unified Financial Accounting
A "Single Source of Truth" accounting engine that integrates all sub-ledgers into a General Ledger (GL), facilitating real-time Balance Sheets, Profit & Loss statements, and statutory reporting.
Operational Banking Solutions
Tools for managing day-to-day liquidity, cash flow forecasting, and member-centric banking services.
Value Proposition
By leveraging Vayak's technological framework, co-operative societies can transition from manual processes to an automated, audit-ready environment. Our solutions enhance operational transparency, reduce human error in interest calculations, and provide real-time data analytics to support informed boardroom decision-making.